Loan Product

Micro Credit

Micro scheme for our customers who are involved in petty trading.



  • Application Letter
  • Duly Completed Loan Application Form.
  • Any other documents as might be required by the bank.

Features & Benefits

  • Duration: 23 weeks (6 months)
  • Maximum Loan Amount, not exceeding N360,000.
  • Rate: 15% flat (2.5% monthly)
  • Credit life Insurance 2% flat
  • No collateral
  • Customers must be engaged in income generating activities.